Director Credit Analytics

MODIFI is a global FinTech company. We enable international commerce through a digital platform for B2B payments : With MODIFI, Exporters get paid instantly, while Importers have the option to pay later. In addition we provide trade management services. We empower businesses to grow, fostering strong international partnerships and benefitting local economies.

As a global business payments company that helps exporters and importers finance and manage their international trades. We are looking for an experienced and energetic Credit Analytics Director to join our team in Mumbai and support MODIFI in its mission to change the world of international trade.

Come and shape the future of global commerce with MODIFI!

Your impact :

• Lead the credit analytics function for MODIFI's Trade Finance business in order to drive data-driven decision making and risk management strategies.
• Oversee the full customer lifecycle, from customer onboarding to identity screening (KYC / AML) to individual financing decisions
• Improve our underwriting processes and principles, processes and automatization.
• Responsible for credit risk underwriting and managing of credit limits for MODIFIs Trade Finance customers and the final trade approval
• Develop and implement credit risk models and methodologies to assess the creditworthiness of trading partners in a global market.
• Collaborate with cross-functional teams and stakeholders including Risk, Finance, and Product to optimize credit policies and procedures.
• Stay updated on market and industry trends, regulatory changes, and best practices for credit analytics in the trade finance sector.
• Provide strategic recommendations to senior management based on analysis of credit data and market insights.

Requirements

Benefits

Why MODIFI? Because we rock!

About us

Here at MODIFI we are building the next-generation global trade payment platform. Since our start in 2018, we have been growing extensively and today we’re ready to move to the next level. MODIFI is the right place to make global trade happen as we believe that international trade drives global development.

Starting as a trade finance start-up in 2018, we diversified our services since then, and are now also offering many other services around to facilitate international trade even further like currency hedging, shipment tracking and more and more the whole B2B payment process.

Our brilliant multicultural team operates internationally in more than 11 countries and already counting more than 1500 trading partners all over the globe. No matter your religion, sexual orientation, age, gender, origin or relationship status; we encourage everyone to be their authentic selves.

We are looking for the most talented people with an attitude to win any battle. Are you passionate about solving problems and ready to conquer the world? Sounds interesting? Yes! So, you belong with us. Send us your CV today!

MODIFI is a global FinTech company that enables cross-border commerce through a digital platform for B2B payments. With MODIFI, exporters get paid instantly, while their buyers have the option to pay later. Our clients also get access to powerful tools that help them trade internationally. We empower businesses to grow, fostering strong international partnerships and benefitting local economies.

Come and shape the future of global commerce with MODIFI!