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About the job
Job Title : FIG Underwriter (Financial Institutions Group)
Experience : 2-4 Years
Location : Bangalore
Department : Corporate & Investment Banking / Credit Underwriting
Role Overview :
We are seeking a dynamic and detail-oriented FIG Underwriter to support credit underwriting and risk assessment for clients in the Financial Institutions Group (FIG) , including banks, insurance companies, NBFCs, asset managers, and fintechs. The ideal candidate will possess a strong foundation in financial analysis, credit risk, and sector-specific dynamics within FIG.
Key Responsibilities :
Prepare and analyze credit memos , including financial spreads, peer benchmarking, and risk assessments.Evaluate the creditworthiness of FIG clients through in-depth analysis of financial statements , regulatory filings , and industry trends .Conduct due diligence and support relationship managers in structuring new transactions or renewals.Monitor portfolio performance and perform periodic credit reviews , covenant monitoring , and risk rating adjustments .Collaborate with stakeholders across risk, compliance, legal , and front office teams to ensure credit decisions align with internal policies.Stay updated on regulatory changes , macroeconomic factors, and sector-specific developments affecting FIG clients.Support ad-hoc credit projects, reporting, and audits as required.Required Qualifications :
2-4 years of experience in credit underwriting , credit risk , or financial analysis , preferably within FIG or corporate banking .Strong understanding of banking , insurance , NBFC , or financial services industry dynamics.Solid knowledge of credit risk principles , financial statement analysis , and regulatory frameworks (e.g., Basel norms, RBI guidelines).Proficiency in MS Excel, PowerPoint, and credit systems; experience with Bloomberg, Capital IQ, or other financial databases is a plus.Excellent communication skills, both written and verbal, with an ability to present findings to senior stakeholders.Preferred Qualifications :
MBA (Finance) / CA / CFA Level 2+ preferred.Exposure to international credit frameworks or multi-country portfolios is a plus.Experience working with global banks or large NBFCs is advantageous.