FIG Credit Risk Analyst

About the job Job Title : FIG Underwriter (Financial Institutions Group) Experience : 2–4 Years Location : Bangalore Department : Corporate & Investment Banking / Credit Underwriting Role Overview :

We are seeking a dynamic and detail-oriented

FIG Underwriter

to support credit underwriting and risk assessment for clients in the

Financial Institutions Group (FIG)

including banks, insurance companies, NBFCs, asset managers, and fintechs. The ideal candidate will possess a strong foundation in financial analysis, credit risk, and sector-specific dynamics within FIG. Key Responsibilities :

Prepare and analyze

credit memos

including financial spreads, peer benchmarking, and risk assessments. Evaluate the creditworthiness of FIG clients through in-depth analysis of

financial statements

regulatory filings

industry trends

• Conduct

due diligence

and support relationship managers in structuring new transactions or renewals. Monitor portfolio performance and perform periodic

credit reviews

covenant monitoring

risk rating adjustments

risk, compliance, legal

front office

teams to ensure credit decisions align with internal policies. Stay updated on

regulatory changes

macroeconomic factors, and sector-specific developments affecting FIG clients. Support ad-hoc credit projects, reporting, and audits as required. Required Qualifications :

2–4 years of experience in

credit underwriting

credit risk

financial analysis

preferably within

corporate banking

banking

insurance

NBFC

financial services

industry dynamics. Solid knowledge of

credit risk principles

financial statement analysis

and regulatory frameworks (e.G., Basel norms, RBI guidelines). Proficiency in MS Excel, PowerPoint, and credit systems; experience with Bloomberg, Capital IQ, or other financial databases is a plus. Excellent communication skills, both written and verbal, with an ability to present findings to senior stakeholders. Preferred Qualifications :

MBA (Finance) / CA / CFA Level 2+ preferred. Exposure to

international credit frameworks

multi-country portfolios

is a plus. Experience working with global banks or large NBFCs is advantageous.