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Monedo Financial Services - Credit Underwriter

Monedo Financial Services - Credit Underwriter

Monedo Financial ServicesMumbai, India
21 days ago
Job description

Join Monedo Financial Services : Unlock New Opportunities.

About Us :

Monedo Financial Services is a regulated NBFC under RBI, founded in 2017.

We specialize in lending to SMEs, supply chain financing, and unsecured SME loans.

To date, we have successfully disbursed over - 1500 Cr.

Career Opportunities :

Looking for a career that unlocks new possibilities?.

Join Monedo and explore exciting opportunities.

Whether you aim to reach the top or take a new direction, we offer : .

Opportunities for growth and development.

Supportive work environment.

Rewarding career paths.

Join us and enhance your career.

Role : Credit Underwriter.

Job Description :

  • Evaluate, structure and underwrite bespoke financing proposals including high yield credit transactions backed by marketable securities or other collateral.
  • Conduct comprehensive credit due diligence including analysis of financials, business models, risk factors & legal structures.
  • Prepare detailed credit notes and present proposals to the Credit Committee for approvals.
  • Monitor credit performance , track early warning signals and recommend corrective actions.
  • Partner with business teams to co-create customized solutions that balance client needs & risk appetite.
  • Ensure underwriting practices comply with regulatory norms and internal risk frameworks.
  • Support the CRO in reviewing credit policies, enhancing underwriting models & improving portfolio resilience.
  • Maintain documentation and audit readiness in alignment with RBI NBFC norms.

Qualification :

  • CA / MBA ( Finance) or equivalent qualification.
  • 7-14 years of experience in credit & underwriting preferably in NBFCs / banks or structured lending institutions.
  • Exposure to high-yield credit, investment -backed lending or capital market linked credit products preferred.
  • Strong understanding of financial instruments, collateral structuring and risk mitigation strategies.
  • Excellent communication & presentation skills.
  • Credit appraisals & financial analysis.
  • ref : iimjobs.com)

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    Underwriter • Mumbai, India

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