Join Monedo Financial Services : Unlock New Opportunities.
About Us :
Monedo Financial Services is a regulated NBFC under RBI, founded in 2017.
We specialize in lending to SMEs, supply chain financing, and unsecured SME loans.
To date, we have successfully disbursed over - 1500 Cr.
Career Opportunities :
Looking for a career that unlocks new possibilities?.
Join Monedo and explore exciting opportunities.
Whether you aim to reach the top or take a new direction, we offer : .
Opportunities for growth and development.
Supportive work environment.
Rewarding career paths.
Join us and enhance your career.
Role : Credit Underwriter.
Job Description :
- Evaluate, structure and underwrite bespoke financing proposals including high yield credit transactions backed by marketable securities or other collateral.
- Conduct comprehensive credit due diligence including analysis of financials, business models, risk factors & legal structures.
- Prepare detailed credit notes and present proposals to the Credit Committee for approvals.
- Monitor credit performance , track early warning signals and recommend corrective actions.
- Partner with business teams to co-create customized solutions that balance client needs & risk appetite.
- Ensure underwriting practices comply with regulatory norms and internal risk frameworks.
- Support the CRO in reviewing credit policies, enhancing underwriting models & improving portfolio resilience.
- Maintain documentation and audit readiness in alignment with RBI NBFC norms.
Qualification :
CA / MBA ( Finance) or equivalent qualification.7-14 years of experience in credit & underwriting preferably in NBFCs / banks or structured lending institutions.Exposure to high-yield credit, investment -backed lending or capital market linked credit products preferred.Strong understanding of financial instruments, collateral structuring and risk mitigation strategies.Excellent communication & presentation skills.Credit appraisals & financial analysis.ref : iimjobs.com)