Senior Vice President – Wholesale Banking Underwriter - C14 - Mumbai

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

The Credit Risk Group Manager is accountable for management of complex / critical / large professional disciplinary areas. Leads and directs a team of professionals. Requires a comprehensive understanding of multiple areas within a function and how they interact to achieve the objectives of the function. Applies in-depth understanding of the business impact of technical contributions. Strong commercial awareness is a necessity. Generally accountable for delivery of a full range of services to one or more businesses / geographic regions. Excellent communication skills required to negotiate internally, often at a senior level. Some external communication may be necessary. Accountable for the end results of an area. Exercises control over resources, policy formulation and planning. Primarily affects a sub-function. Involved in short- to medium-term planning of actions and resources for own area. Full management responsibility of a team or multiple teams, including management of people, budget and planning, to include performance evaluation, compensation, hiring, disciplinary actions and terminations and budget approval.

In this role, you’re expected to :

Identify credit risk, process trends and training needs within the body of underwriting work completed each month.

Manage and provide credit risk management support by reporting on underwriting analyst performance.

Manage teams that deliver a consistent, goals and sophisticated process of underwriter review.

Calibrate variances with front-end Quality Assurance and other Audit functions.

Performs other duties and functions as assigned.

Provides for competent discourse of rebuttals to variances and quick resolution of issues requiring remediations.

Identifies measures and reports on complex underwriting issues at the individual underwriter level.

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Actively participate in Learning, Development and Training opportunities including instructor led courses

Improve VoE Engagement, Belonging (DEI), and Leadership scores

Travel (less than 10%)

As a successful candidate, you’d ideally have the following skills and exposure :

Demonstratable financial services experience, including 12-15 years in Banking or FI Industry

Deep knowledge of Wholesale Credit Processes and Policies spanning the Credit Risk Value Chain

Credit Officer (CO) or demonstrating the skills aligned with that designation

Exercises highly effective people management and leadership skills

Must have proven analytical skills and the ability to assimilate complex information.

Impeccable and thorough knowledge of Credit risk systems

Ability to synthetize complex information into clear, compelling presentations and well-structured analytical workbooks.

Education :

Bachelor’s / University degree, Master’s degree preferred

Take the next step in your career, apply for this role at Citi today

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group : Risk Management

Job Family : Credit Decisions

Time Type : Full time

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation.