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Credit Analyst
Saraswat BankBengaluru, Karnataka, India1 day ago
Job descriptionC.A. / CMA / MBA (Finance) / Postgraduate with the relevant experience Minimum 2 years of Banking experience Strong analytical skills with ability to assess financial data, credit reports and ratios. Good Written and verbal communication.
Key Responsibilities :
- Responsible for preparation of CAM and putting up various notes (Review, Replies to the observation of Risk Department etc.)
- Responsible for assessing the credit worthiness and preparation of Credit proposals by understanding the borrower’s requirement within the existing product profile of the Bank and credit policy guidelines.
- Conduct Review / Renewal of the account.
- Ensure maintenance of acceptable TAT for various tasks such as conducting Rating, preparation of appraisal notes, renewals etc.
- Ensuring overall allotted portfolio hygiene such as ensuring time bound attendance of Audit points.
- Coordinating for the compliance of PDD with CAD and Borrower.
Skills and Qualifications :
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Credit Analyst • Bengaluru, Karnataka, India