US Mortgage Process (L2)

US Mortgage Processor

Location : Infopark Kochi

Qualification : Graduation (Mandatory excluded)

Experience : Minimum 1 to 3 years of experience in US Mortgage underwriting required

Work Days : 5 Days a Week

Salary : Upto 6 LPA (Based on previous experience and package)

Shift : 6 PM- 3AM

Immediate Joiners are Preferred

Responsibilities

Assess complex loan transactions including credit reports income documents asset verification appraisals and title documents ensuring compliance with FNMA / FHLMC guidelines.

Perform credit analysis and risk assessment to determine borrower eligibility.

Conduct financial statement analysis including tax returns pay stubs W-2s and bank statements.

Validate and analyze loan applications using Automated Underwriting Systems (AUS) .

Conduct property valuation and appraisal review to confirm market value and guideline adherence.

Review and validate all mortgage-related documents to ensure regulatory and operational compliance.

Identify and resolve data discrepancies and underwriting challenges .

Maintain up-to-date knowledge of mortgage documentation requirements for various loan programs.

Requirements

Strong familiarity with FNMA and FHLMC guidelines is mandatory.

Proficiency in Automated Underwriting Systems (AUS) .

Experience in credit income asset and property document analysis .

Laura Mac experience is a plus.

Excellent analytical and problem-solving skills .

Strong verbal and written communication skills.

Benefits

• Provident Fund
• Commuter Assistance

Required Skills :

2 years of US Mortgage

Required Education :

Graduation except BTECH

Key Skills

Loan Origination,Sales Experience,Microsoft Office,Financial Services,Customer Service,Organizational skills,Communication skills,Military Experience,Fair Housing Regulations,Inside Sales,Outside Sales,Word Processing

Employment Type : Full Time

Experience : years

Vacancy : 1

Monthly Salary Salary : 35000 - 55000