Senior Manager

Position : Pre-Acquisition Risk Strategy & Monitoring

Product / Function : Risk

Location : Gurgaon

Position Responsibilities :

1) Support in creation of approval / decline strategy basis credit risk scorecard

2) Categorization of the portfolio into high / medium / low risk & define subsequent treatment and verification strategies for assigned customer segments.

3) Support in dynamic adjustment of score cut-offs & limits to manage early delinquency

4) Monthly identification of stress segments and development of mitigation strategies.

5) Creation of early warning dashboards

6) Monitor if any customer Segments / polices / processes strategy is going out of the trends

7) Understanding Bureau products & services and leveraging the same for credit risk segmentation & strategies.

8) Implementation of automated policies and strategies in the system

9) UAT of strategy changes in decision engine

10) Detailed tracking of soft approval rates, decline reasons & final approval rates & highlight significant changes & steps to improve the same

11) Analysis of alternate data and its use in credit strategy

Measures of Success (Define the Outcomes expected of the role) :

• Effective strategies which ensure portfolio quality in line with risk appetite (key metric : 30+6 MOB
• Effective monitoring dashboards which are able to highlight early warning signs of stress in the portfolio

Skills Sets Required :

Must have Qualification :

Relevant Experience in a field :