Senior Relationship Manager Mid Market & Supply Chain Finance Baroda

Job Description Relationship Manager / Senior Relationship Manager

Enriching Lives Winning as ONE

ABC Company Info :

Aditya Birla Capital Limited (ABCL) is the holding company for the financial services businesses of the Aditya Birla Group.

Aditya Birla Finance Limited :

Aditya Birla Finance Limited (ABFL) a subsidiary of Aditya Birla Capital Limited is among the leading well-diversified non-banking financial services company in India. ABFL offers customized solutions in the areas of personal finance mortgage finance SME finance corporate finance wealth management debt capital markets and loan syndication.

What makes an ideal ABC Citizen

At ABC we are constantly on the lookout for individuals who resonate with our 5 core values of Speed Passion Integrity Seamlessness and commitment and live them every day while also understanding our vision. We believe in building leaders who thrive on challenges take the onus of creating and sustaining strong teams and forms strong networks as a result of effective relationship-building.

Role Details : Business

Aditya Birla Capital

Unit

Aditya Birla Finance Limited

Location

Mumbai

Role

Relationship Manager / Senior Relationship Manager

Department

Mid-Market & Supply Chain

Eligibility Criteria

Masters in Finance 5-7 Years of Relevant Experience

Required Skills & Competencies

• The Mid Market and Supply Chain function is responsible for financing the short-term medium-term and long-term working capital and supply chain needs of SMEs through a suite of customized products with varied tenures.
• The key business metrics for success include loan book size profitability and a zero-tolerance approach to delinquency.
• A strong understanding of business finance loan structuring techniques and credit administration is essential to building credibility with customers and gaining a competitive edge.
• Deep knowledge of local market dynamicsincluding specific occupations / trades industries and local financial and investment preferencesis critical for structuring loans effectively and identifying new business opportunities.
• Expand market share in targeted locations and outpace competition.
• Continuously upgrade financial acumen including knowledge of loan structuring methods and business financials to build trust and credibility with customers.
• Stay informed about recent market trends and evolving local market preferences to align with customer needs.
• Ensure strong credit quality by conducting effective portfolio selection and pre-screening to minimize the risk of non-performing assets (NPAs).
• Safeguard financed amounts by conducting post-sanction surveillance maintaining strong client relationships and monitoring collateral to ensure the complete safety of the financing.

Key Responsibilities :

1. Sales Growth

Achieve sales targets through the following actions :

2. Client Acquisition & Relationship Management

3. Disbursal - Timely Loan Disbursement with Proper Documentation

4. Market Intelligence

5. Portfolio Quality & Profitability

6. Organization Process Efficiency

Refer the links to know more Growth & Culture at ABC : updated with Life at ABC -

Important

Aditya Birla Capital and its member companies do not demand or accept money from job applicants.

Required Experience :

Manager

Key Skills

Animal Care,Drafting,Furniture Sales,Human Resources Administration,Manual Testing,Art

Employment Type : Full Time

Experience : years

Vacancy : 1