Job Description
Job description
Role Summary : Responsible for driving collections across the vehicle finance portfolio for Western Zone (Maharashtra, Gujarat, MP) India. Ensure recovery targets are met, NPAs are minimized, and legal / repossession actions are executed effectively.
Key Responsibilities :
- Drive bucket-wise collection strategy (0-30,30+, 60+, 90+).
- Ensure legal actions (notices, repossession) are timely and compliant.
- Monitor collection performance, roll rates, and recovery costs.
- Lead MIS / reporting and suggest portfolio-level risk controls.
- Ensure regulatory and process compliance across channels.
- Handle and lead the team of Collection.
KPIs :
Collection efficiency vs target.Roll rate and vintage movement.Cost per unit recovery.Agency performance and audit scores.Legal case resolution TAT.Qualifications & Experience :
Graduate / MBA with 12-20 years in vehicle finance collections.Strong experience in field recoveries, repossession, and agency management.Willing to travel extensively within the zone.Base location : Pune or Mumbai (Preferably Pune)
Vertical : MSME Loans
Salary - UP to 40 LPA (Negotiable)