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Micro Loan Officer
L& T Financial ServiceJalalpur, Uttar Pradesh, India30+ days ago
Job descriptionIdentification of customers and forming of Joint Liability Groups Filling up of the application form Verification of the residence and business of the customer KYC verification Pre-disbursement training Visiting potential customers in order to develop business Collection of KYC documents Assisting the MC-IC for disbursement activity completion Loan documentation Collect the collection sheets and stickers from MC-IC Group-wise collection as per scheduled time by following the process Deposit of collection money MERC entry Follow up with the customers with updated data report of assigned portfolio Collection of money as per process Depositing the money in the bank MERC entry Assist the MC-IC in initiating action against the defaulters
Duties and responsibilities
1. Starting a business in a new village
- Village identification within the radius
- Feasibility study of the village based on demographics, activities, and financial needs of the customers
- Assist the MC-IC in making the village approval
2. Sourcing of business
3. Disbursements
4. Collection of current dues
5. Collection of over dues
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Loan Officer • Jalalpur, Uttar Pradesh, India