WBP : Supply Chain Finance Product Head

WBP : Supply Chain Finance Product Head

INTERNAL USAGE : No. of Vacancies :

Reports to :

Is a Team leader

Team Size : 15

Grade : SR. VICE PRESIDENT

Business : Corporate Banking

Department :

Wholesale Banking Products

Sub - Department : WBP SCF Products

Location :

Worli Corporate Office

About WBP

Wholesale Banking Products (Trade & SCF) unit is responsible for driving and facilitating growth in various corporate products viz. Traditional Trade finance, Supply chain finance, Guarantee, digitization & Risk Distribution . It also focuses on Digitalisation, Product innovation and implementation, business analytics, portfolio management and strategic initiatives alongside coverage segments for expanding trade in ETB / NTB base.

AbouttheRole

This is a senior lead role for the SCF team. The SCF team provides SCF products, customised digital solutions across full breadth of banks non-retail clients. The Product Management team is critical in product ideation, creation and deployment, with special focus on digital solutioning / journeys.

Key Responsibilities

• Provide direction and strategy for the SCF team
• Good understanding of market dynamic, especially in digital space
• Good understanding of latest technology and regulatory changes that affect SCF business
• Lead and drive development of strategic SCF Products with ability to conceptualise, develop, write product papers, present and obtain committee approvals
• Ensure team owns the product end to end, including creation of documentation, operational processes, reporting and regulatory requirements etc.
• Drive go to market strategy, identify target client sets, develop marketing collaterals required by Sales team
• Focus teams efforts on training and equipping Sales and RM team to market product to identified client set and join Sales / RM, wherever required in client pitches / discussions.
• Lead think tanks that conceptualise and articulate digital journeys for SCF products to deliver superior UI / UX for clients.
• Oversight on Reporting / MIS, and addressing Audit queries internal and external, in time bound manner.
• Ensure team focus on hygiene items such as weekly sales MIS, ensuring delivery of periodic reports as required by policy / regulation
• Ensure close monitoring of SCF portfolio and drive corrective measures for stress portfolios.
• Team ownership of digital aspect of the product end to end, including creation of journeys and deployment
• Partner closely with Sales teams on go to market strategy, identify target client sets, develop marketing collaterals required by Sales team
• Conceptualise and articulate digital journeys for SCF products to deliver superior UI / UX for clients.
• Ensure oversight on

risk assessment and credit underwriting of SCF products like Dealer Finance / Vendor Finance / Factoring and Reverse Factoring.

Qualifications

Optimal qualification for success on the job is :

Role Proficiencies :

For successful execution of the job, the candidate should possess the following :

Skills Required

Financial Analysis, supply chain finance, Credit Underwriting, Risk Assessment, Digital Solutions, Product Management, Market Strategy