Talent.com
Risk Management Specialist - Finance Industry
Risk Management Specialist - Finance IndustryTalentOnLease Pvt Ltd. • Gurugram, India
Risk Management Specialist - Finance Industry

Risk Management Specialist - Finance Industry

TalentOnLease Pvt Ltd. • Gurugram, India
8 days ago
Job description

Description for Senior / Principal Analyst, Risk & Portfolio Mgmt (relevant experience : 2 4 years). The finance industry has ignored billions of deserving individuals. We are a mission driven team of finance, analytics and technology professionals, focused on driving financial inclusion to serve the underserved across their credit, savings and financial needs. This role will be accountable for the driving the credit policy decisions across the customer life cycle as well as drive the Lending Portfolio P&L KPIs both from ensuring acceptable risk performance as well as driving top line revenue targets by finding expansion opportunities across partner customer segments (banks and telcos).

What we look for :

  • Passion for analytics : Should have solid understanding of cutting edge credit strategy leveraging data driven models. Should have hands on experience and track record of delivering projects in individual capacity.
  • Process oriented : Should help in building a process that maximizes operating efficiency while maintaining risk across multiple lending cycles. There needs to be an obsession with collecting and analyzing data to drive business iterations and improvements.
  • Stakeholder Management : Should have a track record of working with partners across functions internally as well as externally to build effective relationships and drive business deliverables.
  • Willingness to go above and beyond : For start-ups the responsibilities and needs of the business change quickly. We're looking for someone who is not afraid to take on calculated risks and can deal with ambiguity.

Job Strategy & Credit Policy :

  • Develop credit strategy to drive the GTM strategy, customer eligibility and limit / exposure decisions through customer loan life cycle using telecom, wallet, bureau data, mobile app.
  • Develop and optimize customer journey and ongoing communication to drive usage, credit education and repayment across multiple digital channels (Mobile App, SMS, USSD, OBD).
  • Work with external debt collection agencies and optimize direct debit rules to drive collection effectiveness for delinquent customer segments and optimizing collection offers.
  • Building framework for measuring periodic performance of existing strategies.
  • Portfolio Monitoring & Governance :

  • Develop portfolio tracking metrics and design reports leveraging existing tech team.
  • Monitoring PDD MIS, Follow-up for pending PDDs, PDD pendency to be kept within acceptable limits.
  • Coordination with partner team for due / overdue PDD process.
  • Propose and implement solutions to keep portfolio healthy interfacing data science, product and business operations team.
  • Required Qualifications & Skills :

  • Knowledge of scorecards, credit policies and risk management in an unsecured context.
  • Hands on experience as a data driven strategy / policy analyst for more than 2 years.
  • Strong quantitative background from a tier 1 technical institution Good analytical thought process and aptitude for problem solving ; Hands on experience using SQL, Python and Pyspark SQL (Big Data Hadoop / Spark Stack) preferred.
  • Passion for using data and algorithm to drive underwriting decisions; Previous exposure to ML algorithms.
  • Strong entrepreneurial drive.
  • (ref : iimjobs.com)

    Create a job alert for this search

    Risk Management Specialist • Gurugram, India

    Related jobs
    Senior Manager - Third Party Risk Management

    Senior Manager - Third Party Risk Management

    Confidential • Gurugram, Gurgaon / Gurugram
    Ready to shape the future of work.At Genpact, we don't just adapt to change-we drive it.AI and digital innovation are redefining industries, and we're leading the charge. Genpact's AI Gigafactory, o...Show more
    Last updated: 30+ days ago • Promoted
    Risk Policy Manager-Two-Wheeler Loans

    Risk Policy Manager-Two-Wheeler Loans

    Home Credit India • Gurugram, Haryana, India
    Responsible for defining the credit underwriting framework for new as well as existing to bank customers.Defining the strategies for Credit Approval and Credit Limit assignment.Monitoring & meeting...Show more
    Last updated: 5 days ago • Promoted
    Manager-Actuarial-Risk Management

    Manager-Actuarial-Risk Management

    Confidential • Gurugram, Gurgaon / Gurugram, India
    Complete understanding of the current state of affairs and problem statement.Interacting with clients on regular basis, understanding their requirements and transforming that into business framewor...Show more
    Last updated: 17 days ago • Promoted
    Third Party Risk Management (TPRM) Analyst

    Third Party Risk Management (TPRM) Analyst

    Confidential • Gurugram, Gurgaon / Gurugram, India
    L1 – Third Party Risk Management (TPRM) Analyst.Review and validate vendor responses to.Identify and document potential security or compliance gaps for review by L2 / L3 analysts.Participate in perio...Show more
    Last updated: 15 days ago • Promoted
    Risk Management Specialist

    Risk Management Specialist

    TalentOnLease • Gurugram, Haryana, India
    Job Description for Senior / Principal Analyst, Risk & Portfolio Mgmt (relevant experience : 2 - 4 years).The finance industry has ignored billions of deserving individuals. We are a mission driven tea...Show more
    Last updated: 5 days ago • Promoted
    Finance & Compliance Lead

    Finance & Compliance Lead

    Clinikally (YC S22) • Gurgaon, Republic Of India, IN
    We work closely with dermatologists to create products that truly work - backed by science, made with high-quality ingredients, and designed to fit into everyday life. Our goal is to help everyone f...Show more
    Last updated: 1 day ago • Promoted
    Senior Manager- Enterprise Risk Management

    Senior Manager- Enterprise Risk Management

    Confidential • Gurugram, Gurgaon / Gurugram
    Ready to shape the future of work.At Genpact, we don't just adapt to change-we drive it.AI and digital innovation are redefining industries, and we're leading the charge. Genpact's AI Gigafactory, o...Show more
    Last updated: 1 day ago • Promoted
    Treasury and Risk Specialist

    Treasury and Risk Specialist

    Confidential • Gurgaon / Gurugram, India
    Cash and Liquidity Management - Derivatives Middle Office.Accenture is a global professional services company with leading capabilities in digital, cloud and security. Combining unmatched experience...Show more
    Last updated: 27 days ago • Promoted
    Treasury and Risk Analyst

    Treasury and Risk Analyst

    Confidential • Gurugram, Gurgaon / Gurugram, India
    Cash and Liquidity Management - Risk and Regulatory Controls.Accenture is a global professional services company with leading capabilities in digital, cloud and security. Combining unmatched experie...Show more
    Last updated: 27 days ago • Promoted
    Complaint Lead - Compliance & Risk Management - Financial Services

    Complaint Lead - Compliance & Risk Management - Financial Services

    Sheryl Strategic Solutions Pvt Ltd • Gurugram, India
    Complaint Lead (Financial Services Compliance) Role Overview : - The Complaint Lead is a critical compliance and risk management role requiring 3+ years of ...Show more
    Last updated: 15 days ago • Promoted
    Manager- Model Risk Management (Quants / Derivative Pricing)

    Manager- Model Risk Management (Quants / Derivative Pricing)

    Evalueserve • Gurugram, Haryana, India
    Elevate Your Impact Through Innovation and Learning.Evalueserve is a global leader in delivering innovative and sustainable solutions to a diverse range of clients, including over 30% of Fortune 50...Show more
    Last updated: 5 days ago • Promoted
    Fidelity International - Manager - Model Risk

    Fidelity International - Manager - Model Risk

    FIL India Business and Research Services Private • Gurugram, India
    Job Description : - Department : Model Risk (Enterprise Risk Management).Reports To : Associate Director.Were proud to have been helping our clients build better financi...Show more
    Last updated: 15 days ago • Promoted
    Risk Management Specialist - Finance Industry

    Risk Management Specialist - Finance Industry

    TalentOnLease Pvt Ltd. • Gurgaon, India
    Description for Senior / Principal Analyst, Risk & Portfolio Mgmt (relevant experience : 2 4 years).The finance industry has ignored billions of deserving individuals. We are a mission driven team ...Show more
    Last updated: 8 days ago • Promoted
    Operational Risk

    Operational Risk

    Airtel Payments Bank • Gurugram, Haryana, India
    The purpose of this role is to thoroughly assess and gain a deep understanding of the digital financial product journey (e. Savings Accounts, Current Accounts, Wallets, UPI, AePS, DMT etc.Mobile App...Show more
    Last updated: 2 days ago • Promoted
    Manager- Model Risk Management (Quants / Derivate Pricing)

    Manager- Model Risk Management (Quants / Derivate Pricing)

    Evalueserve • Gurgaon, India
    Elevate Your Impact Through Innovation and Learning.Evalueserve is a global leader in delivering innovative and sustainable solutions to a diverse range of clients, including over 30% of Fortune 50...Show more
    Last updated: 4 days ago • Promoted
    Manager - Business Consulting Risk - National - CNS - Risk - Risk Management - Gurgaon

    Manager - Business Consulting Risk - National - CNS - Risk - Risk Management - Gurgaon

    Confidential • Gurugram, Gurgaon / Gurugram, India
    As a global leader in assurance, tax, transaction and advisory services, we hire and develop the most passionate people in their field to help build a better working world.This starts with a cultur...Show more
    Last updated: 12 days ago • Promoted
    TPRM {Third-Party Risk Management }Consultant \Lead

    TPRM {Third-Party Risk Management }Consultant \Lead

    Confidential • Gurgaon / Gurugram
    Third-Party Risk Management (TPRM) Consultant Lead.Company : CyberAssure .Years of Experience : 7-12 years +.Location : Sohna ...Show more
    Last updated: 10 days ago • Promoted
    Risk Management Specialist

    Risk Management Specialist

    Confidential • Gurugram, Gurgaon / Gurugram, India
    Job Description for Senior / Principal Analyst, Risk & Portfolio Mgmt (relevant experience : 2 - 4 years).The finance industry has ignored billions of deserving individuals. We are a mission driven tea...Show more
    Last updated: 5 days ago • Promoted