Technical Manager

Chief Responsibilities

• Ensure quality Appraisal of credit for worthy borrowers.
• Ensure timely credit and transaction approvals for delegation under self.
• Follow up with seniors for credit / transaction approvals.
• Managing loan portfolio with respect to credit rating / quality.
• Identify de risk account / AL accounts.
• Monitoring of Team TAT and Productivity.
• Ensuring adherence to the credit policy and process.
• Review of Delinquency
• Review exceptions and approval for knocking.
• Respond on the Hindsight and Internal audit observations
• Conduct monthly Regional Council Meetings with all the stakeholders.

SECTION III : KEY RESPONSIBILITIES / ACCOUNTABILITIES

Strategic / Managerial Responsibilities

Core Responsibilities

People Management Or Self-Management Responsibilities

Risk And Internal Control Responsibilities

SECTION IV : KEY INTERACTIONS

Key Internal Interactions

Purpose of Interaction

Business Team

To interact with SM / ASM / RSM on day-to-day basis while cases assessment, monitoring delinquency

Policy Team

For clarification / guidelines as and when required

Key External Interactions

Purpose of Interaction

Customers

As required by the policy while assessment of a case, have to interact with customer for information / concerns for decisioning of case

Skills Required

Credit Appraisal, Process Re-engineering