Area Credit Manager & Credit Manager- Housing Finance

Roles and Responsibilities

Area Credit will lead a team of Credit Managers & credit Managers will be on Individual Contributor role(will handle CPA's)Job Purpose The role incumbent will be responsible for end-to-end credit underwriting

and disbursal of mortgage & HL retail loans.

Role Credit assessment and underwriting of mortgage loan

applications based on product and policy norms – end to end

from login to disbursal of loans

Appraising loan applications for credit worthiness ensuring

adherence to KYC norms, credit bureau assessment and financials

Disbursal of Mortgage Loans including all checks and verifications

Coordination with legal, technical and processing vendors and

training of vendors and vendor staff on processes and polices

In-person meetings and discussions with clients

Responsible for maintaining the processing TAT

Participate in and clear regular internal and external audits

Vendor management, including quality monitoring