Designation : Manager / AVP - IT
Legal Entity : Equitas Small Finance Bank Business Unit : Head Office
Division : Business Technology
Department : Information Technology
Travel required : No Level of travel : NA
Level : Business Analyst - LOS - Loans & Credit Card
Purpose of the role :
We are seeking a skilled and motivated Techno-Functional Business Analyst specializing in Personal Loan and Credit Card systems. The ideal candidate will possess a unique blend of technical expertise and business acumen to facilitate seamless communication between technical teams and business stakeholders.
Key Responsibilities :
- System Analysis : Conduct comprehensive analysis of existing Loan and Credit Card systems, identifying opportunities for enhancements, efficiency improvements, and system integrations.
- Requirement Gathering : Analyze current system functionalities and processes, identify gaps, and document detailed requirements and process flows. To have hands on working experience in writing Use case ,Flow diagram etc.
- Functional Specifications : Create detailed functional specifications, use cases, and user stories based on business requirements, translating them into technical specifications for development teams.
- Technical Expertise : Serve as a liaison between technical teams and business stakeholders, bridging the gap by interpreting complex technical concepts into understandable business language.
- Solution Design : Contribute to the design and implementation of solutions, providing insights into system architecture, workflow optimization, and integration strategies.
- Testing and Validation : Oversee testing phases, validate system changes, and ensure deliverables meet business requirements and quality standards.
- Documentation and Training : Develop comprehensive documentation, user guides, and training materials for end-users and stakeholders.
- Continuous Improvement : Stay updated on industry trends, technological advancements, and regulatory changes in the personal loan and credit card domain, recommending innovative solutions and process improvements.
Desired Experience :
Strong understanding of lending processes, credit card operations, and regulatory compliance within BankExperience in Credit card and Loans LOS and also the Microsoft Dynamics Degree in Computer Science, Information Systems, Business Administration, or related field.Proven experience 6 to 12 years as a Business Analyst within the banking, financial services, or fintech industry, specifically focusing on LOS - Loans and Credit Understand the business requirement, identify impacted system(s), evaluate if the requirement needs a business parameter maintenance or a change request.Suggest suitable solutions necessary to run, change & grow the bank, especially in retail & corporate loans & credit card as per business, compliance and operational needs of the bank.Co-ordinate with Business, Change requestor and IT stakeholders to effect the change required.Prepare detailed Business Requirement Document (BRD) with the propose system solutions based on analysis.Conduct BRD Walkthrough with relevant stakeholders related to the change and take required sign-off.Assisting development & testing teams during further phases of project and track until the change is implemented successfully.Experience in one or more banking systems Oracle Flexcube CBS - (FCR / FCC) and Newgen LOSExperience in Microsoft Dynamics - CRMExperience in JIRA, Sharepoint and Confluence would be an added advantageref : iimjobs.com)