Cluster Head
Peoplemint ConsultantsKottayam, Kerala, India30+ days ago
Job descriptionAchieve monthly / quarterly business targets for Agri loans, deposits & fee income. Increase cluster market share in Agri finance. Maintain PAR (Portfolio at Risk) & NPA within approved limits. Ensure timely renewal and monitoring of accounts. Ensure 100% manpower availability at branches. Drive team performance through training, reviews, and target achievements. Strengthen relationships with farmers, FPOs, agri-MSMEs, and co-operatives. Leverage government schemes & subsidy programs for business. 100% adherence to audit norms, credit policy, and regulatory guidelines. Zero tolerance for compliance lapses. Drive digital penetration (UPI, KCC cards, mobile banking, etc.) in rural / agri segment. Support adoption of new agri-linked financial products. Graduate / Post-Graduate in Agriculture, Agri Business, Finance, or related fields (MBA preferred). 8 to 10 years of banking experience with strong exposure to Agri / Rural banking with both b2b and b2b experience . Proven track record in sales, business development, and portfolio management. Strong leadership, analytical, and decision-making skills. Knowledge of local Agri markets, government schemes, and agri value chains.
Location-Mumbai
Grade - upto AVP
- To lead and manage the Agri Banking business across the assigned cluster / region by driving sales, ensuring portfolio growth, maintaining asset quality, and developing strong customer and stakeholder relationships.
- Responsible for achieving business targets, expanding market presence, and ensuring compliance with bank policies and regulatory guidelines.
Key Deliverables / KPIs :
Business Growth :
Portfolio Quality :
Team Productivity :
Customer & Stakeholder Engagement :
Compliance & Risk :
Innovation & Digital :
Requirements :
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Cluster Head • Kottayam, Kerala, India
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