Senior Associate - Credit

Role : Senior Associate - Credit

Location : Delhi, Bangalore, or remote work from any time zone + / - 4 hours EAT

Management : Reports to Head of Credit

About Apollo Agriculture :

Apollo Agriculture is a leading agri-fintech platform empowering small-scale farmers across Africa to increase their profits and farm more sustainably. Apollo utilises artificial intelligence and automated operations to unlock the massive, untapped market for small-scale farming. Apollo enables farmers to access optimised financing, high-quality farm products, expert digital advice, and risk management solutions they need to invest in and scale their businesses. Apollo has served around 400K small-scale farmers to date across Kenya and Zambia with robust unit economics. Apollo partners with key global agriculture companies like Bayer, OCP, and Yara, and is backed by Anthemis, Chan Zuckerberg Initiative, Flourish Ventures, Leaps by Bayer, and Softbank Vision Fund. Apollo's team brings together technology, credit, and operations experience from The Climate Corporation, Google, Capital One, Revolut, and One Acre Fund.

About the Role :

We are looking for an analytically strong and strategic individual to join our Credit team and lead problem-solving and operational execution within our acquisition operations and risk strategy functions. This role combines high ownership of complex projects with the ability to drive deep data insights and implement practical solutions.

As a Senior Associate in the Credit team, you will :

• Own the design, implementation, and validation of credit and fraud policies, including setting up controls, automated triggers, and frameworks to monitor effectiveness
• Drive cost optimization and staffing strategies across acquisition and repayment operations, and lead process setup and improvement initiatives, including QA development and operational efficiency monitoring
• Support broader acquisition strategy initiatives, including credit limit assignment frameworks, dynamic limit increases / decreases, retrospective policy impact assessments, repayment analytics & strategy, etc
• Conduct root cause analysis on emerging trends and operational breakdowns across the customer lifecycle (acquisition & repayment), generate actionable insights, and present clear, strategic recommendations to stakeholders and leadership
• Work collaboratively across the full customer lifecycle - from acquisition to repayment - to design, implement, and refine strategies that improve credit performance, reduce risk, and enhance customer experience
• Develop and maintain robust data infrastructure and models to enable quick access to reliable data for policy development, trend monitoring, and deep analytical dives
• Lead the creation and maintenance of dashboards and visualisations to track performance, assess policy outcomes, and inform real-time decision-making across teams

This role is ideal for someone who thrives in a fast-paced, collaborative environment, loves solving ambiguous problems using data, and is excited to build scalable systems that influence how Apollo serves millions of farmers.

You are :

We :

Powered by JazzHR

jmmgK2dqN6

Skills Required

Excel, Sql, Python