Lead KYC Retail Liabilities Digital Advisory Credit TPD Treasury Advisory

SECTION II : ROLE SUMMARY

Role holder should have 12-15 years of post-qualification experience with very good communication skills, hands on with Credit regulations (Wholesale / Retail) and compliances thereunder.

SECTION III : KEY RESPONSIBILITIES / ACCOUNTABILITIES

Strategic / Managerial Responsibilities

Guiding Business Units on Regulatory Compliance for transactions handled by the Bank covering Credit regulations.

Core Responsibilities

• Guidance & Advisory
• Provides guidance and support to business teams on their queries pertaining to Credit (Wholesale and Retail) regulations / guidelines issued by RBI
• Liaising with RBI for seeking clarification
• Product & Process Note Review
• Review of Product and Process note to ensure that product / process notes are compliant from regulatory perspective.
• Representing Compliance unit in PPAC Committee Discussion
• Ensures that compliance comments are communicated and discussed with the product owner post internal discussions.
• Circular Tracker Implementation
• Ensure that regulatory guidelines are disseminated within prescribed timelines
• Identification, review of action point and dissemination to stakeholders
• Follow up with stakeholder to ensure that regulatory guidelines are implemented by the relevant unit(s).
• Testing of compliance submitted by stakeholder before closure of circular action points
• Training
• Provide periodic training on RBI guidelines pertaining to Credit Portfolio
• Devise online training module , periodic updation etc
• Audit Committee / Board Submission
• Ensure preparation and submission of quarterly compliance agenda notes to CS team
• Preparation of Monthly Report on Compliance Activities

People Management Or Self-Management Responsibilities

Risk And Internal Control Responsibilities

SECTION IV : KEY INTERACTIONS

Key Internal Interactions

Purpose of Interaction

Business Unit / Product Team and Central Compliance Team

Key External Interactions

Purpose of Interaction

SECTION V : KNOWLEDGE & EXPERIENCE

KNOWLEDGE

Minimum Qualifications

Professional Certifications

Language Skills

Experience

Years of Experience

Nature of

Experience

Skills Required

Regulatory Compliance