Work with team of onshore analysts to cover Leveraged Finance credit portfolio in client officePrepare quarterly financial spreads and memosUndertake ABL portfolio monitoring – ABL assessment notes and collateral monitoringPrepare opinion based annual credit risk reports and financial spreads based on fundamental analysis for a set of assigned credits / companiesThe credit assessment process requires the following :Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
- Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.
- Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.
- Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).
- Determine and recommend ratings to the entity based on the internal rating framework and methodology.
- Review outputs to be delivered by junior analysts, responsible for quality underwriting and workflow management
- Strong communication
- Regular interaction with client to discuss reports as well as workflow
- Engage with client teams proactively
- Train new and junior resources
Skills Required
credit assessment, Financial Analysis