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[Only 24h Left] Zonal Collection Manager - MSME

KOGTA FINANCIAL (INDIA) LIMITEDPune, Maharashtra, India

2 days ago

Job description

Job Title : Zonal Collection Manager – MSME

Location : Western India

Base location : Pune

Vertical : MSME / Business Loans

Role Summary :

Lead and manage collections for MSME loans across Western India. Focus on recovery of overdue accounts, legal recoveries, restructuring, and field / agency operations.

Key Responsibilities :

Devise and execute collections strategy for MSME loans (WC, TL, OD).
Manage regional collection teams
Handle legal recovery (demand notice, arbitration, suit filing, SARFAESI proceedings).
Ensure adherence to regulatory and internal policy norms.
Provide insights to credit and product teams on risk trends.

KPIs :

Recovery % (bucket / vintage)

Reduction in delinquency ratios (30+ / 60+ / 90+)

Legal resolution outcomes

Cost of collection metrics

Agency compliance and productivity

Qualifications & Experience :

Graduate / MBA with 10–15 years in MSME or business loan collections

Experience in handling secured / unsecured SME loan recoveries

Legal understanding of business loan recoveries essential

Strong MIS, team handling, and stakeholder management skills

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