Straive - Director - Credit Risk

Summary :

We are seeking a seasoned and strategic Director of Credit Risk to lead the development, implementation, and monitoring of credit risk strategies across portfolios. The ideal candidate will have deep technical expertise in SAS, SQL, and predictive modeling, combined with strong leadership, regulatory knowledge, and decision-making skills. You will oversee risk strategy formulation, credit policy enhancement, and ensure adherence to regulatory frameworks while optimizing portfolio performance and credit quality.

This is a high-impact leadership role with cross-functional influence and visibility across the enterprise, reporting to senior executives within Risk or CRO functions.

Key Leadership :

• Lead the development of end-to-end credit risk strategies across products (e.g., cards, loans, retail, SME).
• Set and monitor risk appetite metrics, thresholds, and risk-adjusted performance targets in alignment with business objectives.
• Collaborate with senior stakeholders (Risk, Finance, Product, Data Science, Compliance) to align risk initiatives with enterprise goals.

Modeling, Analytics & Insights :

Policy & Compliance Oversight :

Monitoring & Reporting :

Team Leadership & Mentoring :

Required Qualifications :

(ref : iimjobs.com)