The Divisional Manager is responsible for developing and executing business development strategies for Pre Owned Car Loans in & around, reaching out to customers & generate maximum business. The ideal candidate will have a strong understanding of the market and be able to drive profitability and ensure portfolio quality. The Divisional Manager will also be responsible for managing Dealer, broker relationships in respective geography.
What You ll Do
Budget & Profitability
- Ensure business targets, disbursement growth and budget fulfillment are met as per
- guidelines given by circle head
- Drive profitability and ensure portfolio quality maintenance
- Ensure cost maintenance and reduction
- Identify the methods for achieving the plans through channels and direct marketing in ref.
- Execution of business cycle with the team
- Reviewing the target v / s achievements on a day to day basis of the division under control
- To maintain and achieve targeted IRR
People Management
Providing solutions to the team on various issues at executive levelOrganize manpower as per the business requirements at divisional levelEnsuring process standardization through Daily Work ManagementIn charge of driving different teams and departments to make sure they achieve all the initialgoalsEnsure to execute all the initiatives taken by higher authority at executive and ABM levelAppraisal of team members on regular basis and feedback as well as conduct regionalreviewsIdentifying skill gaps & continue training , mentoring & guiding the teamImprove engagement of departmentRelationship Management
Develop Dealers, brokers, DSA, organized channel to achieve business budget.Build engagement platform like dealer, DSA, brokers council at state and division and branchlevelDealership coverage includes improvement in market share in non-active / low market sharedealers and channels for pre-owned car loans businessMeasurement of dealer performances in volume, quality and market shareDealer salesman engagementPortfolio Management
Maintaining portfolio as per guidelines.Control on NPA and non-startersMaintaining OD contract. And reviewing all OD contracts on ABM level.Providing support to team for highly volatile customers.Competitors analysis
Competitors analysisAnalysis of market share & business growth.To study competitor s business strategy and best practices on regular intervals andaccordingly device monthly business planWhat We Value
Post Graduate with 6+ year of relevant experience.Stay up-to-date on industry trends and best practices.Excellent communication and interpersonal skills.Strong problem-solving and analytical skillsAbility to work independently and as part of a team.Ability to meet deadlines and work under pressure.Willingness to learn and adapt to new challenges.Skills Required
NPA, Competitor Analysis, business growth, Dsa, Portfolio Management, People Management