Talent.com
This job offer is not available in your country.
Credit Analyst

Credit Analyst

Branch InternationalRajkot, IN
30+ days ago
Job description

Branch Overview

Branch delivers world-class financial services to the mobile generation. With offices in the United States, Nigeria, Kenya, and India, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone everywhere deserves fair financial access. The rapid spread of smartphones presents an opportunity for the world’s emerging middle class to access banking options and achieve financial flexibility.

Branch’s mission-driven team is led by the founder and former CEO of Kiva.org. The company presents a rich opportunity for our team members to drive meaningful growth in rapidly evolving and changing markets. In 2019, Branch announced our Series C and garnered more than $100M in funding with investments from leading Silicon Valley firms, including Andreessen Horowitz, Trinity Capital, Foundation Capital, Visa, and the International Finance Corporation (IFC).

As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data. As a product-driven org, we value bottom-up innovation and decentralized decision-making. We believe the best ideas can come from anyone in the company, and we create an environment where everyone feels empowered to propose solutions to the challenges we face.

We value diversity and are committed to providing an inclusive working environment where human beings of all backgrounds can thrive.

Job Description

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies.

Responsibilities

  • Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability
  • Monitor and update credit policy to optimize for company risk, profitability, and growth targets
  • Propose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
  • Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis
  • Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
  • Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability
  • Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis
  • Support the marketing and product team with their data needs

Qualifications

  • Fluency in SQL and R / Python
  • Previous experience in analytics and / or quantitative modeling, using large datasets
  • Experience analyzing, visualizing and communicating impactful insights to management, investors and / or auditors
  • Strong strategic thinking and problem-solving skills
  • 2-4 years relevant experience in Credit Analytics, preferably in the India Fintech industry
  • Enthusiasm for working across cultures, functions and time zones
  • Benefits of Joining

  • Mission-driven, fast-paced, and entrepreneurial environment
  • Competitive salary and equity package
  • A collaborative and flat company culture
  • Fully-paid Group Medical Insurance and Personal Accidental Insurance
  • Unlimited paid time off, including personal leave, bereavement leave, and sick leave
  • Fully paid parental leave — 6 months maternity leave and 3 months paternity leave
  • Monthly WFH stipend alongside a one-time home office set-up budget
  • 500 Annual professional development budget
  • Team meals and social events — Virtual and In-person
  • We’re looking for more than just qualifications if you’re unsure that you meet the criteria but identify with our vision of providing equal opportunity to everyone to access financial services, please do not hesitate to apply!

    Branch International is an Equal Opportunity Employer. The company does not and will not discriminate in employment on any basis prohibited by applicable law.

    Create a job alert for this search

    Credit Analyst • Rajkot, IN

    Related jobs
    Analyst, Credit Ratings

    Analyst, Credit Ratings

    Morningstar India Pvt LtdINDIA
    Analyst Corporate (Private Credit Ratings Team).Morningstar DBRS Credit Operations Mumbai Analytics.Morningstar DBRS (MDBRS) is a global credit ratings business with about 800 employees in eight ...Show moreLast updated: 30+ days ago
    Walk-In Interview For Credit Analyst

    Walk-In Interview For Credit Analyst

    Khushi Financial ServicesRajkot, Gujarat, IN
    Bank VisitsDSA OperationsVisits with CACIBIL Score ClearanceLoan Assistance.Banking / Financial Services / Stock Broking.Show moreLast updated: 30+ days ago
    Customer Service & Operations Credit Analyst

    Customer Service & Operations Credit Analyst

    NatWest GroupINDIA
    Join us as a Customer Service & Operations Credit Analyst.Well look to you to deliver customer and business outcomes, investigating queries, supporting business processes, policies, and procedures,...Show moreLast updated: 30+ days ago
    Business Analyst - Team Lead - Credit Card Business

    Business Analyst - Team Lead - Credit Card Business

    PaytmINDIA
    Title : Business Analyst - Team Lead - Credit Card Business.Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants,...Show moreLast updated: 30+ days ago
    Credit Collection Analyst Job Details | Boston Scientific

    Credit Collection Analyst Job Details | Boston Scientific

    BOSTON SCIENTIFICINDIA
    Diversity - Innovation - Caring - Global Collaboration - Winning Spirit - High Performance.At Boston Scientific, well give you the opportunity to harness all thats within you by working in teams of...Show moreLast updated: 30+ days ago
    Credit Card - Sales

    Credit Card - Sales

    Quess Corp LimitedRajkot, Gujarat, India
    Increase credit card customers.Engage and educate customers on product usage.Convey brand information to customers and respond to questions / inquiries that arise. Responsible for daily / monthly sales ...Show moreLast updated: 30+ days ago
    Cluster Credit Manager

    Cluster Credit Manager

    Ratnaafin Capital Pvt LtdRajkot, Gujarat, India
    Qualification : CA or MBA- Finance is desirable.Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies procedure to honor the agreed SLAs and m...Show moreLast updated: 30+ days ago
    • Promoted
    Fixed Income Analyst

    Fixed Income Analyst

    Zetheta Algorithms Private LimitedRajkot, IN
    ZeTheta Algorithms Private Limited is a FinTech start-up in India which has been recently set up and is developing innovative AI tools. We are seeking a talented and motivated student intern for Fix...Show moreLast updated: 30+ days ago
    • Promoted
    Analyst - Affordable Housing

    Analyst - Affordable Housing

    Castellan Real Estate PartnersRajkot, IN
    TITLE : Analyst – Affordable Housing.The Company is a US based fully integrated real estate investment and development firm with business lines devoted to real estate investments, development, lendi...Show moreLast updated: 23 days ago
    • Promoted
    Analyst / Senior Analyst - Credit Risk Analytics

    Analyst / Senior Analyst - Credit Risk Analytics

    bluCognitionRajkot, IN
    Analyst / Sr Analyst - Credit Risk Analytics.Cognition is an AI / ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very name...Show moreLast updated: 10 days ago
    Credit Control

    Credit Control

    ADANI GROUPINDIA
    Accountable for managing and monitoring customer credit limit update in SAP.Monitor and track current credit exposure relative to customer credit limit and overdue positions, including taking proac...Show moreLast updated: 30+ days ago
    Credit Underwriter Gurgaon upto

    Credit Underwriter Gurgaon upto

    KVC Consultants LtdDelhi
    Greetings, We are looking to hire credit underwriting Analyst, for a leading ITES Company in Gurgaon.Kindly note It is a WFO Role with rotational Shifts. Familiarity with key Finance, Banking concep...Show moreLast updated: 30+ days ago
    Credit & Collections Analyst 3-Fin

    Credit & Collections Analyst 3-Fin

    ORACLEINDIA
    Conduct voice and accent training sessions for new hires and existing employees.Facilitate workshops on pronunciation, articulation, pitch control, and intonation. Provide training on cross-cultural...Show moreLast updated: 30+ days ago
    Goldman Sachs Alternatives - Private Credit Investing - Analyst - London

    Goldman Sachs Alternatives - Private Credit Investing - Analyst - London

    Goldman Sachs Services Pvt LtdINDIA
    A career with Goldman Sachs Asset Management is an opportunity to help clients across the globe realize their potential, while you discover your own. As part of one of the worlds leading asset manag...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Risk Business Analyst

    Credit Risk Business Analyst

    LuxoftRajkot, IN
    The Business Analyst will work with Moody's Credit Risk team of UK Based Investement Bank and work collaboratively with Country Finance, Treasury, Group Liquidity Regulatory reporting and BAU teams...Show moreLast updated: 10 days ago
    Credit Risk Reporting Analyst

    Credit Risk Reporting Analyst

    CITIINDIA
    The primary focus of the Risk Data Analytics Reporting and Technology team is to prepare complex and comprehensive risk management information in an accurate, timely and reliable manner.The team is...Show moreLast updated: 30+ days ago
    Credit Management Analyst

    Credit Management Analyst

    SBM OFFSHOREINDIA
    Imagine your career taking you to the depths of innovation and the heights of impact.Our people enable continuous progress. Their commitment, collective expertise, and unique capabilities are the en...Show moreLast updated: 30+ days ago
    Sr Operations Manager - R

    Sr Operations Manager - R

    Bank of AmericaINDIA
    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for o...Show moreLast updated: 30+ days ago