Job Title : Credit Analysis / Ratings (FIG) ( Sr Associate / Delivery Lead / Manager)
Acuity is currently looking for for experienced professionals (4-10 years) with experience into Credit Analysis & Rating in FIG sector (Financial Institutions Group) to join our growing team in Bangalore!
- Location : Bangalore (work from office)
- Work hours : 10am to 7pm IST
- Department : Lending Services
- Experience Level : 4-10 years
Key Skills / Responsibilities
Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of the Banks, Insurance, NBFC’s and other Financial Institution counterparties.Managing a portfolio of clients and handling rating assignments.Preparing credit reports by including profile of the counterparty, key rating considerations, credit risk assessment, CAMEL based financial analysis (including profitability, capitalization, liquidity etc).Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.Adhering to standard operating procedure & policies including compliance documentation.Maintaining strong relationship with the client.Strong understanding of credit principles, policies and regulations for Banks and Financial Institutions counterparties.Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.Ability to multi-task independently under tight timelines and eye for details.4 - 10 year’s relevant experience in the field of credit analysis for Financial Institution.Key Competencies
Analyze and deliver assigned deals / tasks within committed timelinesUpdate required trackers with latest status / updatesResponsible for value-add deliverables across different process within loan life cycleIdentify ways for improvement in efficiency gains and process improvementResponsible for adherence to client SLAs and PoliciesPerform ad-hoc tasks with detailed understanding on client requirement within stipulated timelinesResponsible for on-time identification and escalation of risks and mitigants