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Credit Risk Analyst
Credit Risk AnalystDrip Capital • gurgaon, haryana, in
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Credit Risk Analyst

Credit Risk Analyst

Drip Capital • gurgaon, haryana, in
20 hours ago
Job description

Job Location : Solitaire Corporate Park, Andheri East

Work from Office | Mon - Fri

Role Overview

We are seeking a highly motivated professional to join our Credit Risk – Portfolio Monitoring team. The individual will be responsible for portfolio performance tracking, early warning identification for INDIA Portfolio book . This role requires strong analytical ability, understanding of trade finance structures, and a keen eye for identifying emerging credit risks across counterparties, sectors, and geographies.

Key Responsibilities

Portfolio Monitoring

  • Track and monitor the performance of borrower portfolios.
  • Identify early warning signals (EWS) through financial, transactional and external data.
  • Regularly review obligor and sector exposures to highlight concentration and emerging risk trends.

Risk Analytics & Reporting

  • Develop and maintain risk dashboards, MIS, and periodic portfolio health reports.
  • Perform variance analysis on delinquency, write-offs, recoveries, and performance data
  • Policy & Governance

  • Ensure compliance with credit risk policies and portfolio monitoring frameworks.
  • Recommend risk appetite adjustments, credit triggers, and portfolio-level interventions.
  • Cross-functional Collaboration

  • Work closely with Credit Underwriting, Collections, Risk Analytics, and Business teams to strengthen portfolio quality.
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    Credit Risk Analyst • gurgaon, haryana, in

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