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US Mortgage Specialist

Piazza Consulting GroupHyderabad, Telangana, India

25 days ago

Job description

About the Role :

We are seeking an experienced US Mortgage Specialist to join our dynamic team in Hyderabad. This role offers a hybrid work model, allowing for a balance of in-office collaboration and remote work. The ideal candidate will have a deep understanding of US mortgage underwriting processes, regulations, and guidelines, and will be responsible for ensuring the accuracy and completeness of mortgage loan applications.

Key Responsibilities :

Analyze and verify loan applications to ensure eligibility, creditworthiness, and compliance with US mortgage lending regulations and guidelines.
Review financial statements, credit reports, and applicable ratios (i.e., Debt ratios, loan-to-value) to make loan eligibility decisions.
Evaluate mortgage loan requests and assess risks based on credit, capacity, and collateral considerations.
Ensure all required documentation is collected, reviewed, and accurately processed.
Work closely with loan processors and officers to provide guidance and clarification on underwriting standards and requirements.
Stay updated with changes in underwriting procedures, criteria, and regulatory requirements.
Provide timely and constructive feedback to agents and clients regarding loan decisions, conditions, and additional requirements.
Maintain a high level of customer service by being proactive in communication with clients and stakeholders.

Qualifications :

Bachelor’s degree in Finance, Business Administration, or a related field.

Minimum of 5 years of experience in US mortgage underwriting.

Strong understanding of current US mortgage lending laws, regulations, and guidelines.

Familiarity with underwriting tools and software used in the US mortgage industry.

Excellent analytical and decision-making skills.

Strong attention to detail and accuracy.

Effective communication skills, both written and verbal.

Ability to work independently and collaboratively in a hybrid work environment.

Preferred Skills :

Experience with FHA, VA, and conventional loan underwriting.

Certification in mortgage underwriting from a recognized institution.

Proficiency in risk analysis and mitigation.

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Specialist Us • Hyderabad, Telangana, India