VP-Risk QC Credit Officer - C13

The Credit Risk Officer provides full leadership and supervisory responsibility. Provides oversight of the QC audit process, teams, and partners with the business. Applies in-depth disciplinary knowledge through provision of value-added perspectives. Develops processes, procedures, and plans within the overall function. Strong communication and diplomacy skills are required as well as ability to work with multiple business functions. Will have responsibility for quality, timeliness of audits and accurate reporting. Will monitor quality as a whole ensuring results remain within risk appetite.

Responsibilities :

• Performs oversight of the audit function.
• Responsible for managing Risk and Controls and maintaining quality expectations set forth by the organization.
• Integrates in-depth credit underwriting background with a solid knowledge of industry standards and practices.
• Uses sound judgment to oversee more complex audit reviews and provide feedback to teams.
• Develop, conduct and host meetings with Senior level management as well as attend meetings with cross-functional business partners and contribute to meeting content.
• Analyze data, provide root cause analysis, generate accurate reports on a regular basis as well as facilitating ad-hoc reporting as needed in support of changes.
• Interact with and present to regulators, GSE’s and internal audit as needed. Attend various Regulatory Meetings, exam preparation meetings on behalf of Credit Risk to evaluate impacts.
• The ability to communicate, both in writing and verbally, with various organizational levels, complimented by a strong customer service ethic and team orientation is required.
• Ability to appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications :

Education :

Bachelor’s / University degree or equivalent professional experience.

Job Family Group : Risk Management

Job Family : Credit Decisions

Time Type : Full time

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation.