About Vivriti Group
Vivriti Group is a pioneer in the Mid-Market Lending space, providing tailored debt solutions to mid-sized corporates and financial institutions.
The Group comprises :
- Vivriti Capital Limited, a systemically important NBFC (NBFC ND-SI) regulated by RBI, rated A+ by CRISIL, with disbursements exceeding USD 3 billion across 300+ enterprise borrowers.
- Vivriti Asset Management, managing commitments of USD 700 million+ from institutional and private investors, with investments of USD 575 million+ across 80+ entities.
Learn more : https : / / www.youtube.com / watch?v=5rGfHVlRX0A
About the Role
You will be a part of the Risk Management team responsible for assessing, monitoring, and managing credit and portfolio risks. The role provides hands-on exposure to underwriting processes, portfolio analytics, sectoral risk evaluation, and policy implementation for the enterprise lending business.
Key Responsibilities
Credit Risk & Underwriting
Support credit appraisal for mid-market corporates and financial institutions by analyzing financials, cash flows, and management profiles.Assist in preparing credit notes, risk assessments, and credit rating rationales.Participate in client due diligence, industry benchmarking, and peer comparisons.Work closely with business teams to evaluate deal structures, covenants, and risk mitigants.Portfolio & Sector Risk
Monitor portfolio performance through exposure analysis, risk rating movements, and early warning indicators (EWI).Assist in developing sectoral risk frameworks—tracking macro and micro-level sector risks.Participate in periodic stress testing, scenario modeling, and limit monitoring.Contribute to quarterly risk dashboards and portfolio review presentations.Modelling & Analytics
Collaborate with Data Science and Technology teams to build credit risk models, scorecards, and data visualization tools.Support validation and back-testing of internal risk models.Help in creating automation dashboards for monitoring key risk metrics.Policy & Governance
Support in drafting and updating risk policies, standard operating procedures, and internal guidelines.Track compliance with risk appetite limits and recommend corrective actions where necessary.Coordinate with internal audit and compliance teams for reviews and documentation.Desired Skills & Qualifications
MBA (Finance) / CA / CFA / FRM (preferred) with 2–6 years of experience in risk management, credit analysis, or financial research.Strong grasp of financial statement analysis, ratio interpretation, and cash flow modelling.Exposure to credit appraisal processes in an NBFC or banking environment is an added advantage.Analytical mindset, strong attention to detail, and good business acumen.Excellent written and verbal communication skills.What You’ll Gain
Opportunity to work on live credit deals and portfolio analytics.Exposure to mid-market lending, structured finance, and risk frameworks.Learning across credit, sector, and data-driven risk management.A collaborative and high-performance work environment focused on continuous learning.