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Micro Loan Officer

L& T Financial ServiceJalalpur, Uttar Pradesh, India

30+ days ago

Job description

Duties and responsibilities

1. Starting a business in a new village

Village identification within the radius
Feasibility study of the village based on demographics, activities, and financial needs of the customers
Assist the MC-IC in making the village approval

2. Sourcing of business

Identification of customers and forming of Joint Liability Groups

Filling up of the application form

Verification of the residence and business of the customer

KYC verification

Pre-disbursement training

Visiting potential customers in order to develop business

3. Disbursements

Collection of KYC documents

Assisting the MC-IC for disbursement activity completion

Loan documentation

4. Collection of current dues

Collect the collection sheets and stickers from MC-IC

Group-wise collection as per scheduled time by following the process

Deposit of collection money

MERC entry

5. Collection of over dues

Follow up with the customers with updated data report of assigned portfolio

Collection of money as per process

Depositing the money in the bank

MERC entry

Assist the MC-IC in initiating action against the defaulters

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Loan Officer • Jalalpur, Uttar Pradesh, India

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