Senior Mortgage Underwriter

Embark on a transformative journey as Senior Mortgage Underwriter at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences.You will be assessed on the key critical skills relevant for success in role, such as experience with credit risk management, manual underwriting techniques, as well as job-specific skillsets.

To be successful in this role as a Senior Mortgage Underwriter , you should possess the following skillsets :

• Prior experience in manual Mortgage Underwriting in a bank or related industry.
• A general understanding of the regulatory framework that applies to lending operations and the risk function.
• Experience in credit decision systems i.e. Experian and Trans Union.
• Strong communication skills, verbal and written.
• Regulation / Legislation Awareness - Knowledge of the Regulated Financial Services environment.

Some Other Highly Valued Skills Include

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.

This role is based in our Noida office

Purpose of the role

To evaluate the creditworthiness of existing and potential mortgage borrowers and making lending decisions based on established guidelines and risk management principles.

Accountabilities

Analyst Expectations

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.

Skills Required

Credit Risk Management