About Cognizant Consulting
Cognizant Consulting is the consulting arm of Cognizant, comprising 6,000+ experts globally who help Fortune 500 clients reimagine their businesses. The practice blends industry insight, technology advisory, and transformation expertise to deliver innovative solutions across sectors such as Banking, Insurance, Healthcare, Life Sciences, Energy, Utilities, Retail.
About The Role
As a Credit Risk Business Analyst , you will play a pivotal role in bridging business and technology for leading financial institutions. You will collaborate with stakeholders, product owners, and technology teams to design and deliver solutions that enhance credit risk reporting and regulatory compliance. This role demands strong domain expertise in Credit Risk models (LGD, PD, EAD) , hands-on experience with LEF and SCCL reporting , and a solid understanding of AIRB / FIRB frameworks .
Location : Chennai, Pune, Hyderabad
Notice Period : Immediate to 90 days
Years of Experience : 4 to 14 Years
Job Description
- Credit Risk knowledge – hands on experience in Credit Risk reporting like LEF , SCCL. understanding AIRB / FIRB models
- IT BA experience
- Hands on SQL
- Agile project execution
- Good presentation and communication skills
Knowledge And Experience
Minimum Bachelor's degree. Specialization in Business, Finance, Engineering, Math or Sciences is desirable.Experience in financial risk management , credit risk , credit risk model (LGD,PD,EAD) – hands on experience in LEF, ESN, and SCCLExperience in identifying and assessing key business processes , understanding of data ingestion from FO especially in EOD c formatExperience in Basel regulationExperience working in Agile projects, using Jira, creating user stories, and overall knowledge of the Agile Framework.Skills And Competencies
Ability to quickly learn organizational structure, business strategies and processesGood knowledge of Capital Markets, Risk Management and reportingShould have sound understanding of financial instruments basics- loans , deposits , repos , seclendingSpecific Domain skills : Finance & Risk Experience in Functional analysis on Liquidity reporting / Credit Risk credit risk model (LGD,PD,EAD)AIRB models – credit exposure calculationLead discussions on detailed requirement phases identifying, tracking, escalating and / or resolving business systems issuesKnowledgeable on business process modeling, process mappingKnowledge of IT delivery methodologies : Agile, Iterative Waterfall and WaterfallWrite clear and well-structured business requirements documents, User stories if required.Advanced ability to resolve minor conflicts / issues using different tactics for prior to escalationStrong analytical and problem solving skillsStrong written and verbal communication skillsAttributes
Business acumenAble to deal with ambiguityAnalytical thinker, detailed-oriented with good problem solving skillsResults orientedOrganized with strong time management skillsAbility to work independentlyIf you are interested, please share your updated resume with [HIDDEN TEXT].
Subject Line : Credit Risk Business Analyst, BFS Consulting
Skills Required
Sql, Pd, lgd, ead, Jira, Credit Risk Models