Credit Manager - Home Loans

Company Description : Blank Financial is a Multi Award Winning Mortgage Broking Business that is dedicated to helping individuals achieve their homeownership and financial dreams. By offering smart lending options and refinancing services, Blank Financial acts as "Opportunity Brokers," enabling clients to make smarter financial decisions and save money over the course of their lives. The company is committed to providing innovative solutions that allow customers to make the most of their financial journey while living life to its fullest. Join a team that empowers clients to realize their dreams through strategic financial solutions.Role Description : This is a full-time remote role for a Credit Manager specializing in Home Loans. As a Credit Manager you will be responsible for working closely with the Head Broker and assist the broker to evaluating home loan applications, assessing creditworthiness, income documents, conducting detailed financial analyses, preparing files from submission to Approval, and providing recommendations to support lending decisions. The role also involves collaborating with team members and stakeholders to ensure adherence to credit policies and delivering exceptional service to clients.Role responsibilities : Conduct servicing assessments using appropriate lender calculatorsExpert in evaluating complex home loan applications (Company, Trust, Partnership, PAYG income, Guarantor Applications & SMSF Deals)Research