If you are interested in enabling smooth customer pre-approval / pre-qualified / live digital journeys while leveraging modular constructs and creating APIs to scale ML algorithms - this role will be the right fit for you.
Responsibilities :
You will be working on ensuring scaling of ML products and credit risk policy (incl. models) within pre-approved / pre-qualified campaigns and live digital journeys. It will entail ensuring APIs operate smoothly at scale, identify ways to ensure simplified and low risk customer journey. We are looking for someone with entrepreneurial mindset, sound understanding of credit risk, with hands-on experience in algorithm design, cloud-based tools / packages for automation and encryption and APIs.
Qualifications :
About the team :
You will be part of ML Engineering Team within Digital Banking Unit of the bank. You will work in a fast-paced environment where new ideas are encouraged. This will involve liaising with teams within Digital and those across the bank e.g. data engineers, data scientists, product managers and senior business and credit risk stakeholders.
The mandate of the Digital Business Unit at IndusInd Bank is as follows :
Some of the applications managed by the Digital Business Unit include IndusMobile (bank's mobile app for retail individual clients), Indusnet (net banking application of the bank), IndusMerchantSolutions app, Whatsapp Banking, Chatbots, easycredit for Individuals, easycredit for Business Owners, savings, current account and fixed deposit online platforms.
There are many more innovative digital products and solutions in pipeline
The unit's objectives are three fold :
a) Drive better customer experience and engagement
b) transform existing lines of businesses and
c) build new digital only or banking as a service led digital business models
ref : hirist.tech)
Lead Machine Learning • Gurgaon