GrowQ - Underwriter - US Mortgage

Job Title : Underwriter - US Mortgage Industry

Location : Gandhinagar, Gujarat | Remote Option Available

Experience : 3-5+ years in US Mortgage Industry, with minimum 3 years in core Underwriting

About the Role : We are seeking a skilled Underwriter with strong expertise in the US mortgage industry to join our team on a night / US shift schedule.

The ideal candidate will have a clear understanding of the full mortgage life cycle and extensive knowledge of agency guidelines including FNMA, FHLMC, FHA, VA, USDA, and Jumbo Conduct live and post-close underwriting and quality checks in line with Fannie Mae, Freddie Mac, and investor guidelines.

• Review borrower profiles : credit, income, assets, collateral, and compliance.
• Analyze income documentation, credit reports, and asset verification to assess loan risks.
• Evaluate property acceptability through Title and Appraisal reports
• Identify compliance issues and derogatory accounts to ensure regulatory adherence
• Provide loan approval, suspension, or denial recommendations
• Maintain detailed reports and support junior team members through Graduate / MBA in any discipline
• 3-5+ years mortgage industry experience with minimum 3 years underwriting
• In-depth knowledge of the 4 Cs of underwriting
• Proficient with mortgage software like Encompass, Empower (preferred)
• Strong analytical, communication, and problem-solving skills
• Familiarity with MS Office and Outlook
• Willingness to work night / US shifts

ref : iimjobs.com)