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Private Credit Analyst- Investment Management

Private Credit Analyst- Investment Management

Voya IndiaBengaluru, Karnataka, India
13 days ago
Job description

VOYA INDIA Overview

VOYA INDIA, formerly known as VFI SLK, is a technology-driven, business process transformation company, driving the evolution of the financial services customer experience through the art of technology, innovation, and human creativity. As a subsidiary of Voya Financial Inc, we are dedicated to delivering cutting-edge solutions to Voya’s Health (employee benefits), Wealth (Retirement) and Investment Management Business. Our focus lies in crafting inventive customer-centric solutions by digitizing, automating, and optimizing technology and business processes. We are committed to fostering an environment that celebrates learning, growth and inclusivity while developing and deploying innovative and impactful solutions for Voya Financial Inc.

More information is available at : - www.voyaindia.com

Profile Description

  • The Private Credit analyst assigned tasks are complex at times, and those tasks are unique / distinct in nature. Individuals on the team are expected to possess strong analysis skills and are expected to perform with minimum supervision in that our production cycle is time sensitive and individuals on the team are expected to trouble shoot problems and provide recommendation for permanent and timely resolutions.
  • Voya IM is seeking motivated individuals to support the Private Credit team function. The operation focus among other things is Asset Selection, Portfolio Monitoring and adhere to Voya IM and department policies. Analysis would be medium to easy complexity however having eye to detail is imperative. The candidate for the position must have the ability to keep pace with a rapidly changing business environment. Success in this role requires a strong analytical mindset, the ability to understand the dynamics of operation and a willingness to work in a collaborative team setting.

Roles and responsibilities

  • Analyze credit / investment characteristics of borrowing entity described in the Private Placement Offerings (“PPO”).
  • Research and spread financial statements.
  • Evaluate and independently form and justify a view on transaction credit quality.
  • Communicate, coordinate, and negotiate relevant transaction details with issuers and their investment banking advisors.
  • Present conclusions and recommendations to Private Credit Team Leader and, where appropriate, Private Credit Department Head.
  • Prepare and present written analysis to Voya IM credit committee.
  • Perform further due diligence through conversations with company management and on-site visits of company’s facilities prior to close of transaction.
  • Monitor credit quality of private credit assets and compliance with loan covenants.
  • Maintain communication with borrowers.
  • Organize and maintain files of assigned private credit portfolio.
  • Review amendment and waiver requests in collaboration with Associate General Counsel for Private Credit Team Leader and secure approval of Private Credit Department Head.
  • Excellent team interaction and people skills (verbal and writing skills) – as this individual will interact with many distinct parts and levels of the VOYA organization (peers, supervisors, project leaders, and internal / external clients.)
  • Promote a cheerful outlook and working environment among fellow employees and develop efficient working relationships.
  • Adaptable to working in an ever-changing multi-tasked environment with high priorities, varying workloads, and multiple deadlines.

    • Knowledge and Experience

  • Minimum Bachelor’s degree. CFA Designation or equivalent preferred.
  • Minimum of 6 years’ corporate credit experience; specific experience in underwriting corporate credit, evaluating structure and documentation, and interacting with borrowers and intermediaries is preferred.
  • Excellent credit skills, inclusive of ability to assess the quality and expected future performance of corporate credit and infrastructure projects.
  • Familiarity and experience with loan documents and covenant packages.
  • Advanced understanding of Excel and strong modeling capabilities.
  • Solid foundational understanding of global accounting standards.
  • Strong business orientation, and ability to proactively engage transaction counterparties and investor clients.
  • Excellent customer orientation.
  • Intellectual curiosity.
  • Solid planning & organizing skills.
  • Team player – comfort performing both autonomously, and under guidance / direction from manager, as context requires.
  • Strong knowledge of Microsoft platforms is expected (e.g., MS Office, Excel, Word, Windows, etc.) and other PC based software.
  • Particularly good organizational, analytical, and quantitative skills.
  • Ability to work in a challenging environment as we may have varying workloads and strict deadlines (e.g., month, quarter, and year-end).
  • Ability to resolve problems utilizing appropriate resources independently and creatively.
  • Maintain strong working relationships with peers, supervisors, project leaders, and internal / external clients.
  • Excellent team interaction and people skills (verbal and writing skills).
  • Voya IM is a relatively flat organization, so a congenial, but professional attitude and demeanor is expected.
  • Flexibility work in shifts
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    Credit Analyst • Bengaluru, Karnataka, India