Product Manager II - AI

Razorpay was founded by and Harshil Mathur in . Razorpay is building a new-age digital banking hub (Neobank) for businesses in India with the mission is to enable frictionless banking and payments experiences for businesses of all shapes and sizes. What started as a B2B payments company is processing billions of dollars of payments for lakhs of businesses across India.

We are a full-stack financial services organisation, committed to helping Indian businesses with comprehensive and innovative payment and business banking solutions built over robust technology to address the entire length and breadth of the payment and banking journey for any business. Over the past year, we've disbursed loans worth millions of dollars in loans to thousands of businesses. In parallel, Razorpay is reimagining how businesses manage money by simplifying business banking (via Razorpay X) and enabling capital availability for businesses (via Razorpay Capital).

Today, we’re taking this vision a step further : building intelligent, AI-driven infrastructure and experiences that simplify how businesses manage, move, and multiply money.

AI is no longer a future ambition—it’s a product superpower. At Razorpay, we're embedding AI deeply across our product ecosystem—from intelligent onboarding and fraud detection, to conversational financial insights and smart credit underwriting.

As Product Manager II – AI , you’ll be at the heart of this transformation. You will lead the charter to conceptualize and ship AI-first experiences that power Razorpay’s next generation of fintech products.

Key Responsibilities :

Own the AI Product Vision

• Define and lead the product roadmap for AI-driven capabilities across one or more verticals—e.g., Payments, Lending, Risk, Banking, etc.
• Collaborate with leadership to align AI strategy with Razorpay’s long-term product vision.

Drive AI-First Problem Solving

Data with Empathy

Execution Excellence

Cross Functional Collab

What we're looking for -